The Financial Services Modernization Act (FSMA), which prohibits sharing of medical information among health insurers and other financial institutions for use in making credit decisions, is also known as the:

The Financial Services Modernization Act, commonly known as the Gramm-Leach-Bliley Act, was enacted to reform the financial services industry and protect consumers' personal information. One of its significant provisions is the requirement for financial institutions, including health insurers, to develop and implement safeguards to protect sensitive data, which includes medical information.

The act explicitly prohibits these institutions from sharing medical information with other financial entities for the purpose of making credit decisions, thus ensuring that individuals' health data remains confidential and is not used against them in financial assessments. This protection is vital in fostering trust between consumers and health insurers, as it ensures that sensitive medical information is kept secure and is only used for its intended purpose related to healthcare.

The other choices listed are associated with different aspects of health care legislation or financial reform but do not address the specific protection of medical information related to credit decisions. For instance, the Tax Equity and Fiscal Responsibility Act primarily focuses on Medicare and Medicaid program reforms, the Hill-Burton Act dealt with hospital construction and care for the needy, and the Patient Protection and Affordable Care Act emphasizes healthcare access and insurance reforms rather than financial information sharing.

Thus, the correct answer aligns with the primary function of the Gramm-Leach-Bliley Act in safeguarding personal medical information as