Which program provides healthcare services to Americans over the age of 65?

Prepare for your Health Insurance Billing Exam. Utilize flashcards and multiple choice questions, each with explanations. Boost your readiness!

Medicare is the program specifically designed to provide healthcare services to Americans over the age of 65. This federal program primarily focuses on covering hospital care, medical services, and some aspects of preventive care for senior citizens. It was established to ensure that older adults have access to necessary medical services as they age, which often comes with increased healthcare needs.

Other options serve different populations; for instance, Medicaid is aimed at providing healthcare services to low-income individuals and families, regardless of age. TRICARE serves military personnel and their families, offering a range of health plans and services specifically tailored for them. SCHIP, or the State Children's Health Insurance Program, is designed to provide coverage for children in families with incomes that are too high to qualify for Medicaid but too low to afford private coverage. Thus, Medicare remains the key program focused exclusively on the healthcare needs of the elderly.

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