Which protects business contents against fire, theft, and other risks?

Property insurance is specifically designed to cover losses related to physical property, which includes business contents such as equipment, inventory, and furniture. This type of insurance protects a business from risks such as fire, theft, vandalism, and certain natural disasters like storms, ensuring that if any of these events occur, the business can recover financially from the loss of their physical assets.

Liability insurance primarily protects a business against claims resulting from injuries and damage to other people or their property, rather than covering the business’s own contents. Workers' compensation insurance covers medical expenses and lost wages for employees injured on the job, not property-related risks. Bonding insurance provides financial protection in cases where a company fails to meet contractual obligations or engages in dishonest acts, which again does not encompass the protection of physical business contents. Therefore, property insurance is the most suitable option for safeguarding business contents against various risks.